• Yes, the banks screwed up, so the bank should shut up!
• Yes, but only if the homeowner tried to get assistance from the bank and there was none
• Maybe, but only after attempts for modification or short sale have been earnestly attempted
• No, a homeowner should have known getting into the loan, that no matter what they are responsible
• No, they should never walk away, but need to offer deed in lieu of foreclosure
• File Bankruptcy as soon as possible to stop or avoid paying any debt

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